Oportun Has Been Exposed For Unfair Loan Practice Pt II Oportun’s Business Model Nearly a decade ago, Texas Appleseed — Baddour’s group — highlighted Oportun in a report as one of several new, non-bank players striving to offer affordable small-dollar loans. But, it said, few had reached significant scale. Many statistics would indicate Oportun is […]
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Loan Company That Sued Latinos
Loan Company That Sued Thousands of Low-Income Latinos During the Pandemic On an afternoon in mid-June, Analleli Solis was walking home from her brother’s house just down the street when she noticed someone she didn’t know retreating from the front door of her modest brick home. Solis approached the woman, who handed her an envelope. […]
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Pandemic Spiral Pt 3
Trapped In Pandemic Spiral Simulating Ants In Death March Pt III “This part 3 of our pandemic horror is focused on what happened and why we cannot get ourselves out of shooting each other in the foot, by realizing that we are not infallible and following rules doesn’t make us weak. Having a real leader […]
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Pandemic Spiral Pt 2
Trapped In Pandemic Spiral Simulating Ants In Death March Pt II “This part 2 of our pandemic horror is focused on what happened and why we cannot get ourselves out of shooting each other in the foot, by realizing that we are not infallible and following rules doesn’t make us weak. Having a real leader […]
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America Trapped In Pandemic
America Is Trapped in a Pandemic Spiral Army ants will sometimes walk in circles until they die. The workers navigate by smelling the pheromone trails of workers in front of them, while laying down pheromones for others to follow. If these trails accidentally loop back on themselves, the ants are trapped. They become a thick, […]
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Bankruptcy Has Exploded In Pandemic Pt 2
Major Companies That Filed for Bankruptcy Due to the Pandemic “Losing is not fun but when the lost could have been avoided it becomes even more difficult to swallow. The poor get poorer and the rich entitled get richer on those misfortunes” 4. Pier 1 Pier 1 filed for bankruptcy protection in February and in […]
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States With the Highest Sales Taxes
States With the Highest Sales Taxes Rent prices aren’t the only thing people consider when deciding where to live. Taxes can also play a huge role in where folks settle down. In fact, nearly 600,000 people relocated for tax purposes in 2016 alone. While income tax may be a more common consideration in regards to […]
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Bankruptcy Has Exploded In Pandemic
Major Companies That Filed for Bankruptcy Due to the Pandemic Many familiar retailers and restaurants that already were reeling from changing consumer habits received a financial punch they may not overcome when the coronavirus pandemic hit earlier this year. Some will hang on by restructuring their companies — often including shuttering underperforming stores — through […]
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Tale of Two Cities Within A Vacuum
The Tale Of Two Cities’ Within A City of Multiple Community Cities Explodes I Suppose you can call this a story of the our new and rising environment of Have and Have Nots exploding into violence and how their city politicians view their responsibility to each” Chicago’s mayor, Lori Lightfoot, said she woke up in […]
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Georgia’s Kemp Governing In A Pandemic Pt2
Georgia’s Experiment in Human Sacrifice This country is less than 8 weeks from a national election for the soul of our nation but as I’m reminded from lessons learned early “politics is always local”. And, Local elections always have consequences close to home. The 2018 Georgia state election had consequences that today have shown that […]